You don't have an UPI ID, Don't use any UPI Payment Apps! And want to receive payments directly into your Bank Account. Don't worry, It's possible here. By using this tool, you can generate unlimited UPI QR CODE with Bank Account Number and the IFSC Code. And the best part of it is that, the QR is NPCI complianced.Just fill the necessary fields below.

Bank Account QR Code Generator

 * Fields are Mandatory

 *

 *

 *

Generating QR Code...
Offers for You

Please fill all the details in aestric mark. They are mandatory. This UPI QR Code Generator with bank account is completly free. You can avail this tool online anytme aywhere.For easy access, you can bookmark this webpage.

 How This QR Code Generator Works

Fill in all the required details including-
  1. Recipient Name
  2. Bank Account Number
  3. IFSC Number
  4. Mobile Number
  5. Amount
If you don't want to include the amount, simply put a ZERO (0) in the box. You can create the NPCI UPI QR Code with or without an amount. Then click the generate button. Your QR code will be generated in a second. You can then share it as a link or download the image and share it. 

 Benefits of The UPI QR Code Generator for Bank Account

A UPI QR Code Generator with a bank account has a few extra benefits. They are-

  1. A person without a UPI ID can receive money directly into a Bank Account.
  2. A person who doesn't have a smartphone or internet connectivity can also receive money.
  3. If a person doesn't want to share his UPI ID / VPA due to privacy concerns.

Who Should Use Bank Account UPI QR Codes?

While VPA-based QRs are popular, direct bank account QRs are essential for specific scenarios in the Indian financial landscape:

  • New Bank Account Holders: If you have just opened a savings account but haven't activated your UPI service yet, this tool allows you to start receiving payments immediately without downloading an UPI Apps.
  • Senior Citizens: For individuals who find managing multiple apps difficult, sharing a static QR code linked directly to their passbook account, simplifies the process.
  • Small Service Providers: like Plumbers, electricians, and/or tutors who may not have a dedicated business VPA, can use their personal savings account details to generate professional payment QR codes.

Is It Safe to Share Bank Account Details via QR?

Yes, it is completely secure. The NPCI (National Payments Corporation of India) framework ensures that:

  1. No Sensitive Data Exposure: The QR code only contains your Account Number and IFSC. It does not reveal your ATM PIN, CVV, or Internet Banking password.
  2. Receive-Only Access: Anyone scanning this QR can only send money to you. They cannot withdraw funds or access your account balance.
  3. Standard Encryption: The generated UPI link uses standard encryption protocols supported by all major banks like SBI, HDFC, ICICI, and Axis Bank.

Frequently Asked Questions (FAQs)

What if I don't know my IFSC Code?

You can find your IFSC code on the first page of your bank passbook, on your cheque book, or by searching online for "[Your Bank Name] IFSC code [Branch Name]".

Can I use this for international payments?

No, this NPCI UPI QR generator is designed specifically for domestic transactions within India using INR (Indian Rupees).

Does the recipient need a UPI app to receive money?

No. Since this QR is linked to your bank account via IFSC, the sender can use any UPI app (GPay, PhonePe, Paytm) to send money, but you do not need an active UPI ID to receive it. The money will be credited directly to your savings account.

💡 Pro Tip: Always double-check your Account Number and IFSC Code before generating the QR. An incorrect IFSC code will result in failed transactions.

Modified on 27/08/29