Website URL: https://www.upiqrcodegenerator.in

Last Updated: May 18, 2026
⚠️ IMPORTANT NOTICE
This disclaimer governs your use of the UPI QR Code Generator tool. Please read it carefully before using our services.

1. General Disclaimer

The UPI QR Code Generator tool provided at https://www.upiqrcodegenerator.in is offered "as is" and "as available" for informational and convenience purposes only.
  • This tool is not an official application of the National Payments Corporation of India (NPCI), any bank, or any UPI-enabled payment service provider.
  • We are a third-party utility service that generates QR codes in accordance with the UPI payment protocol specifications.
  • No warranty, express or implied, is made regarding the accuracy, reliability, completeness, or suitability of the generated QR codes for any purpose.

2. No Affiliation Statement

We are not affiliated with, endorsed by, or associated with:
  • National Payments Corporation of India (NPCI)
  • BHIM UPI
  • Reserve Bank of India (RBI)
  • Google Pay, PhonePe, Paytm, Amazon Pay, or any other UPI-enabled application
  • Any banking institution or financial service provider
All trademarks, logos, and brand names mentioned are the property of their respective owners. Use of such names is for descriptive purposes only.

3. User Responsibility & Verification

You, the user, are solely responsible for:
✅ Verifying QR Code Accuracy: Always double-check the UPI ID, merchant name, and amount embedded in any QR code before sharing or using it for transactions.
✅ Secure Transactions: Never share your UPI PIN, OTP, or sensitive credentials with anyone. Legitimate UPI transactions never require you to share these details.
✅ Fraud Prevention: Be vigilant against phishing attempts. Verify the recipient's identity before making any payment. Report suspicious activity to your bank and local authorities immediately.
✅ Compliance: Ensure your use of generated QR codes complies with NPCI guidelines, RBI regulations, and applicable Indian laws.

4. No Payment Processing

Important Clarification:
🔹 We do not process, handle, store, or intercept any payments, funds, or financial data.
🔹 All UPI transactions occur directly between the payer and payee via their respective UPI apps.
🔹 We have no access to your bank accounts, transaction history, or personal financial information.
🔹 We are not a payment aggregator, wallet provider, or financial institution.

5. Limitation of Liability

To the maximum extent permitted by Indian law, UPI QR Code Generator and its operators shall not be liable for:
  • Any financial loss, unauthorised transactions, or fraud resulting from the use or misuse of generated QR codes
  • Errors, omissions, or inaccuracies in QR code data entered by users
  • Service interruptions, technical failures, or delays in QR code generation
  • Third-party actions, including but not limited to UPI app failures, bank downtimes, or network issues
  • Indirect, incidental, consequential, or punitive damages arising from use of this service
By using this tool, you agree to indemnify and hold harmless the website operators from any claims, losses, or expenses arising from your use of the service.

6. Prohibited Uses

You agree NOT to use this service for:
❌ Creating fraudulent or misleading QR codes intended to deceive users.
❌ Phishing, scamming, or impersonating individuals, businesses, or institutions.
❌ Money laundering, terrorist financing, or any illegal financial activity.
❌ Violating NPCI's UPI Brand Guidelines or QR code design standards.
❌ Reverse engineering, scraping, or attempting to compromise the tool's functionality.
❌ Generating QR codes for purposes prohibited under Indian law or RBI regulations.
Violations may result in immediate termination of access and reporting to relevant authorities.

7. Data Privacy & Information Handling

  • We do not store your UPI ID, name, amount, or any personal data entered into the QR generator after the session ends.
  • No account registration is required to use the basic tool.
  • If you contact us via email or forms, your information will be used solely for support purposes and not shared with third parties except as required by law.
  • For details on cookies and analytics, please refer to our Privacy Policy

8. Third-Party Links & Services

Our website may contain links to external resources (e.g., NPCI guidelines, UPI app downloads). We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites. Access such links at your own risk.

9. Regulatory Compliance Notice

Users are advised to stay informed about evolving UPI regulations:
  • NPCI periodically updates guidelines on QR code usage, transaction limits, and merchant verification. 
  • As of 2026, NPCI has imposed restrictions on international QR-based UPI payments and caps on unverified merchant transactions.
  • GST-registered entities may be required to include dynamic QR codes with invoice details on B2B invoices. 
It is the user's responsibility to ensure compliance with current regulations.

10. Modifications to This Disclaimer

We reserve the right to update, modify, or replace this disclaimer at any time without prior notice. Changes will be effective immediately upon posting. Your continued use of the service constitutes acceptance of the updated terms.

11. Governing Law & Jurisdiction

This disclaimer shall be governed by and construed in accordance with the laws of the Republic of India. Any disputes arising from the use of this service shall be subject to the exclusive jurisdiction of the courts in [West Bengal], India.

12. Contact Us

For questions regarding this disclaimer, reporting misuse, or support requests:
📧 Email: swa.eng.87@gmail.com
🌐 Website: https://www.upiqrcodegenerator.in
📍 Address: Visit the Contact page.
We respond to legitimate inquiries within 7 business days.